Highest CD Rates in Tracy, CA: 24-Month Term
You may already be aware that certificates of deposit generally pay out higher interest rates than traditional savings accounts, but did you know that the longer the CD, the higher the rate? Financial institutions like customers to keep their money on deposit for as long as possible, so they’ll reward long-term account holders with better interest rates. That means if you’re looking for the best Tracy CD rates, 24-month (2-year) CD accounts are sure to offer the highest rates.
Today’s 2-Year CD Rates in Tracy
To get a better idea of what currently available, here’s a look at the highest, lowest and average 24-month CD rates in Tracy right now:
Number of Accounts Available: 34
Highest Rate: 1.56% APY
Lowest Rate: 0.1% APY
Average Rate: 0.89% APY
Local Banks and Credit Unions with the Best 24-Month CD Rates
The following are the local Tracy financial institutions that are currently offering the highest 24-month CD interest rates:
- Community Trust Credit Union Modesto CA: 1.56%
- Pacific State Bank: 1.55%
- Community Business Bank Sacramento: 1.35%
- Stanford Credit Union: 1.26%
- Addison Avenue Credit Union: 1.2%
These rates are accurate as of 5/13/11 but are subject to change at any time. To view current 24-month CD rates, visit our Tracy 2-Year CD Rates page.
