Compare the Best Local Rates

Tracy Credit Unions with the Highest Interest Rates

Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in Tracy. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.

There are several credit unions in Tracy, CA offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now.

Credit Unions in Tracy with the Best CD Rates

A certificate of deposit (CD) works like a savings account, except that you keep your money on deposit for a set amount on time in exchange for a higher rate. CDs are great savings tools for depositors who don’t need access to their money for a while–and the longer the deposit term, the higher the rate.

6-Month CD

  • Chevron Federal Credit Union: 0.9%
  • Community Trust Credit Union Modesto CA: 0.8%
  • Stanford Credit Union: 0.65%

12-Month CD
  • Postal Of Northern Cal Credit Union: 1.22%
  • Stanford Credit Union: 1.21%
  • Community Trust Credit Union Modesto CA: 1.06%

24-Month CD
  • Community Trust Credit Union Modesto CA: 1.56%
  • Chevron Federal Credit Union: 1.4%
  • Stanford Credit Union: 1.26%

Highest Tracy Credit Union Savings Interest Rates

If you want to earn a high interest rate but also keep your account liquid, these credit union savings accounts will help you accomplish both.

  • Pacific Postal Credit Union: 1%
  • Postal Of Northern Cal Credit Union: 0.7%
  • Chevron Federal Credit Union: 0.65%

The above rates are accurate as of June 22, 2011, but are subject to change at any time at the discretion of the individual credit union. Please contact CUs directly to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Tracy Banks List.